Los Angeles is the largest per-capita car population in the world at about 1.8 cars per person. The daily migration is about 300 million miles! If you’ve made it this far, it’s because you’re looking for information about Los Angeles car insurance. As in most states, auto insurance in California is required by law, which is no surprise. Unfortunately, the greater Los Angeles area is one of the most expensive areas in the country to insure an automobile, with average annual premiums topping $3,000 — way higher than the California state average of just under $1,800.
Keep in mind that there are a couple of ways to go about paying for your car insurance. Typically, companies will charge monthly, bi-annually, or annually. If you don’t already know this, it might be helpful to be aware of the fact that a willingness on your part to pay for a longer time period up front will lower your average expense.
There are a number of categories that insurance companies can place you in to better assess how “risky” you are for them to insure. Having a clean driving record is one of the top areas that Los Angeles Insurance Providers look at. We are able to cover SR-22s, foreign licenses and license suspension and provide a good Los Angeles Auto Insurance Quote for you if any of the mentioned are scenarios in which you find yourself. Keep in mind that the cleaner your driving record, the lower your Los Angeles auto insurance will be. Age is another big factor. The older you are, the better you are at driving a car due to more road experience. Thus, your Los Angeles Auto Insurance will cost less.
Below are some of the Los Angeles Auto Insurance coverage that we provide:
Bodily Injury and Property Damage with Los Angeles Auto Insurance
This coverage pays for bodily injuries to other people or damage to their property, if you are liable. It pays whether your car is driven by you, a qualified family member, or another driver using your car with your permission.
Uninsured Motorist with Los Angeles Auto Insurance
Bodily injuries to you, qualified family members, and any other person occupying your covered vehicle, caused by an uninsured motorist , will be paid with this coverage. Uninsured property damage coverage is also available. You have the option to carry Uninsured Motorist coverage up to the same limits carried for Bodily Injury.
Medical with Los Angeles Auto Insurance
Reasonable medical expenses arising from an auto accident, regardless of fault, for you, qualified family members or passengers, are paid through this coverage.
Comprehensive with Los Angeles Auto Insurance
With comprehensive coverage, damage to your car will be paid except when it is caused by collision or upset.
Collision with Los Angeles Auto Insurance
Collision covers all accidental damage to your car by collision with any object or by upset. Coverage includes up to $200 for damage to your clothing or luggage while in the car. It pays up to the actual cash value of your vehicle, less the deductible you select.
Loss of Use (optional) with Los Angeles Auto Insurance
Includes car rental and travel expense With this option.
Towing and Road Service (optional) with Los Angeles Auto Insurance
With just one toll-free call, Los Angeles service representatives across the United States and Canada will help get you back on the road quickly and safely.
Discounts with Los Angeles Auto Insurance
Discounts such as Good Driver, Passive Restraint, Good Student, Multi-Car, Antilock Brake, Business and Professional Groups, Anti-Theft, Auto/Home, Auto/Renter and Alternative Fuel Vehicles may be available. Call us today to find out how you can save on Los Angeles auto insurance!
We are constantly engaged n the passionate endeavor to providing quality Los Angeles Auto insurance policies which are:
Afforable, Reasonably priced and competitive.
Written by honest insurance companies who pay claims promptly and fairly
Written properly for your needs.
SAME DAY QUOTE - Los Angeles Auto Insurance Quotes
For your Los Angeles Auto Insurance Quote:
Call us directly at (877) 282-2823 and one of our friendly representatives will provide a same day Auto insurance quote.
" You've got a family doctor and a family attorney. I'll be your family insurance professional for Los Angeles Auto Insurance."
You've got a family doctor and a family attorney. I'll be your family insurance professional.
As your personal Insurance Agent, my staff and I will assist you in determining the best fit for your insurance coverage and needs. Whether planning for life events or preparing for the unexpected, my knowledge and experience provides assures that you get superior, personalized and professional customer service.
Prior to becoming an Insruance Agent, I have held several management positions in both Finance and Claims Department at Farmers Insurance Headquarter in Los Angeles. I received my Bachelors in Business Administration with an emphasis in accounting from California State University, Los Angeles in 1989.
view my farmers agent profile.
Michelle Lim Insurance Agency
Servicing: Alhambra, San Gabriel, Los Angeles, Glendale, Pasadena and Surrounding Cities.
Michelle Lim
LIC #0F58538
1404 W. Valley Blvd
Alhambra, CA 91803
Bus: 877-281-2823, 626-281-2888
Fax: 626-281-2823
Copyright 2009, Michelle Lim Insurance Agency, All Rights Reserved
